The Complete AUSTRAC Compliance Checklist for Real Estate Agencies (2026)
Getting AUSTRAC compliant before 1 July 2026 can feel overwhelming. There's a lot to do, and most of the guidance is written in legal language that's hard to parse.
This checklist breaks it down into 10 clear steps. Work through each one, tick the items off, and you'll have a complete compliance framework for your agency.
1. Determine if you're captured
2. Enrol with AUSTRAC
3. Conduct your ML/TF/PF Risk Assessment
4. Develop your AML/CTF Program
5. Set up Customer Due Diligence (CDD)
6. Implement sanctions screening
7. Appoint an AML/CTF Compliance Officer
8. Train your staff
9. Prepare for reporting
10. Ongoing compliance
Need help?
If this checklist feels like a lot, that's because it is. Most agencies we work with spend 40–80 hours trying to do this themselves — and many still get it wrong.
AustracCheck delivers your entire compliance package in 5 business days for $3,500. We handle steps 3–9 for you: risk assessment, AML/CTF program, CDD procedures, sanctions screening, compliance officer appointment pack, and staff training.
You handle enrolment (step 2) and ongoing compliance (step 10). We give you everything you need to do both.
Get compliant in 5 days, not 5 months
Complete compliance package from $3,500. Purpose-built for real estate.
Check if you're captured